How to Accept Credit Card Payments
With NO Processing Fees
Following are problems with existing payment processors (whether fee or no-fee based) when you try to accept credit.
Some payment processors charge YOU between 2.9% – 4.3% or more to process a typical VISA transaction. If your company processes $1 million in revenue, it cost you $29,000 in fees (at the lowest rate). Ouch!!
Most don’t even provide no-fee options (where the fee is absorbed by the customer) in City.
Many offer standard credit cards – but they don’t process debits, 3rd party ACH, or international credit cards. Many don’t integrate with the latest systems when trying to accept credit. They also cannot help with quick cash flow – no financial services.
When you’ve got issues, some are hard to get help—no live chat, limited phone support, no in-app help (have to find the “secret” contact info (think Amazon or Jet Blue)).
And then there are the HIGH rates—think about the $29,000 processing fees!
So, how do you drastically reduce your processing fees in City, ensure you can take ANY payment type, make sure the processing works with ALL your systems, get the best help (including financial services) if there is ever a problem—and make sure you have the minimal rates (even if you go with the fees model) when you want to accept credit?
Perhaps you should consider…
There are five main reasons to consider Pair Payments
Plus, the Price Performance Leader
Let’s consider each of these in detail
Pair Payments is the leader in no-fee credit card processing, plus…
The processing fee is paid by the customer at the time of the transaction.
Others charge $19.95 to $29.95 per month (and up to $129 if there is any non-compliance). Pair Payments passes along an unmarked compliance fee of only $6.95 (paid $79 annually), and handles the compliance process for you (most hate dealing with it).
Others lock you into a 1-3 year contract, but there are no contracts with Pair Payments No Fee Processing. You have nothing to risk.
Credit card processing equipment and software (including EMV terminals for card and phone “tap” processing) during the time of engagement.
Pair Payments includes all the popular payment options, including credit and debit cards, 3rd party ACH, EMV, Apple, Samsung, and Google Pay, next and same-day funding, phone sales, plus more. Plus, several options are only available from a select group of processors:
Funding Customers and business owners located in different countries (very few processors can do this). You don’t need credit processors in each country, with their associated individual fees, and you have a single-source resolution (excellent if you have a chain that crosses geographic borders).
One-stop shop to get the software, payment processing, and equipment. So all integration is done, and you don’t bounce around troubleshooting with multiple companies—the buck stops here.
Your shopping cart is integrated, so there is no cost for the software, conversions, or any additional services—saving you hundreds each month. You get native POS hybrid software installed on-site and in the cloud.
Accept payments from EuroPay, Mastercard, and Visa to process any card with EMV via phone or card to “tap” or insert.
Accept checks remotely using verbal check routing info or scanning in a physical check. Allows you to deposit checks without having to go to the bank.
Pair Payments provides APIs, built-in PCI Compliant level-1 security, detailed integrated reporting, plus…
With over 500 API Integrations you can easily connect your payment processing with your operations software—ensuring ultimate compatibility.
Process of accepting multiple payment options, integrated into a single consistent experience for your customers. This includes everything from credit cards to digital wallets and instant bank transfers.
You can test your system offline to confirm it is working before going live—ensuring you are not public with embarrassing mistakes.
Includes a built-in affiliate/referral system so you can recruit and pay referral partners (i.e. send us a lead, have them mention your name—they get rewarded).
Collection of software development tools (compiler, debugger, and software framework) to facilitate the creation of applications. Making custom development easier—if ever needed in City.
In addition to payment processing, Pair Payments provides unique unsecured financing (term loans, bridge loans, SBA Loans), when you need help fast. Allows you to leverage inventory promotions, hire seasonal help, and upgrade your POS, not typically accessible quickly from other sources.
Providing financing for equipment, software, and vehicles. No fees other than % interest. Easy approval (based on processing numbers).
Fast and reliable non-collateral loans. Repay with a share of your historic sales.
So you know you’ll have the funds available quickly.
Allow you to access funds within a single business day.
Preset borrowing limits that can be tapped into anytime.
Pair Payments delivers the industry’s best U.S.-based, live agent multi-lingual customer support, along with 24/7 technical support.
Chat with a “real” human, not a chatbot.
Enjoy the convenience of a single contact (versus calling multiple companies) to service your account, hardware, and software.
Award-winning field technicians are available for installation and set-up on-site.
A product support agent is assigned exclusively to your account and can help directly, or quickly escalate to an expert support technician.
Access your processing back-end from a computer, or remotely from a phone or tablet.
Pair Payments offers options for No Fee Processing with flat rate pricing, 2-day funding, and low rates on check processing.
Unlike others that require a 1-5 year commitment, you are not locked into a long-term agreement.
Pair Payments cover the cost of your ACH checking which saves you money on processing checks ($1.00 per check covers our cost, or ½ percent if over $2,500).
No fees for processing cost anything in City. If fee-based, then .30% above cost plus 10 cents per transaction)—most are .4 % and 15 cents (except Stripe .6% and 30 cents).
You paid THOUSANDS in fees (like your family doesn’t need a new car or braces?)
You only had a few payment options
That international VISA wouldn’t even process (hate to make sales difficult)
You wanted a new POS system—but your processor didn’t support it (so you’re stuck with old tech)
You had a chance to pick up massively discount inventory, or staff up for the Super Bowl lanes—but you couldn’t get an unsecured loan quickly enough
Your system went down—and there was no quick phone support (so you watched potential customers walk out)
Life sucks (like a Kirby vacuum cleaner)
This time you switched to PAIR Payments!
You had thousands in extra cash at the end of the month (where do you want to take your family on vacation?)
A bus load of Peruvians pulled up—not a problem processing everything
And your new system integrated in seconds (especially using the built-in POS)
You had a problem… once. But a 30-second phone call cleared it up immediately.
And again, the cost was LOW, LOW, LOW – you keep more of what’s yours!
We also serve the following cities: City1, City2, City3, City4, City5